• Sustainable Architecture-One planet, one experiment

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    November 29, 2021 /  Property Directory

    Sustainability means managing the resources well without damaging the environment now or in the future. In other words sustainability also refers to ensure that our decisions today may not harm the future opportunities for future generations. Now, have you ever thought that what a sustainable architect does in terms of product, process or buildingdesign?Sustainable architecture is a term that describes environmental friendly design methods in the field of architecture.

    A client can believe on sustainability but the proof and evidence can help the client to better understand the concept of sustainability. Architect Brighton offers sustainable modern architecture, design and master planning service in order to meet the needs of their clients. Their goal is to create -green’ architecture which is magnificent in terms of design, keeping in mind the sustainable lifestyle and culture. Sustainable architect is not an individualist approach rather it’s a holistic approach. These architectsare more concerned about the reuseand recycling of the natural resources that are input to a building. A well designed building will have number of issues like water and energy utilization, proper use of materials and much more. Architects can deal with the ecological aspects of constructing these buildings. These aspects are designed to increase the efficiency without being detracting from the function of the building.

    Sustainable architect focuses on designing a unique set of strategies to construct or develop a building intelligently. The architects minimize the use of nonrenewable resources in the development and function of buildings. These architects must consider the material flow in the building ecosystem. Few of these have been mentioned below:

    Building materials and used materials Energy usage and combustion by products Water usage and Graywater sewage Consumer goods and recyclable materials Solar radiation and wasted heat Wind and polluted air Rain and groundwater

    Before constructing a building, Architect Brighton keeps in mind three important strategies i.e. energy conservation, water conservation and material conservation. Apart from this, an architect should put certain efforts to reduce the impact of a building on its local environment (e.g., current terrain, plants, wildlife).In order to attain sustainability, Sustainable architect must be well educated and professionally trained about the various environmental issues. They must be well aware of the methods and techniques of developing a sustainable design building with economical use of natural resources. If the growth would concentrate on creating the best with what already prevails, re-using or adjusting current components and communities, certainly the outcomes would be remarkable.

  • All About Mortgage Fraud

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    November 29, 2021 /  Property Directory

    Mortgage fraud is a criminal offense. There are many types of mortgage fraud. Its estimated that mortgage fraud represents more than $300 million in unscrupulous transactions annually. Here are some examples of mortgage fraud:

    Identity Fraud. This type of mortgage fraud happens when an individual steals the identity of another person to obtain a mortgage loan. The person whose identity is stolen can be someone close to the person committing the fraud, or a total stranger. Once the mortgage is approved based on the identity and documents of the victim, the fraudster who obtains the mortgage disappears without making any payments on the mortgage. This type of fraud is discovered only after the fact and only when the victim is pursued by the lender for defaulting on mortgage payments.

    Falsification of Loan Documents. This fraud happens when the application papers submitted for a mortgage loan are falsified. Sometimes, lenders can also get involved in falsifying loan documents.

    Occupancy Fraud. This is a case where a borrower applies for a mortgage to purchase a property which he or she claims will be his principal residence. Normally banks charge lower interest rates and can approve larger mortgage amounts for owner-lived properties. Investment properties typically get charged a higher mortgage rate.

    Failure to Disclose Liabilities Fraud. Before lenders approve a mortgage loan, they usually look at a borrowers debt-to-income ratio. If they think that a mortgage would constitute a major hardship in terms of a borrowers capacity to pay, the mortgage loan may not be approved. To circumvent this, fraudulent borrowers fail to disclose all of their debts, making their financial situation look healthier and more in line with the lenders criteria.

    Income Fraud. Income fraud is a core reason for the mortgage meltdown in the United States, where people misrepresented their income. Some industry experts called these cases the liar loans because borrowers deliberately lied about their income just to get approved. They would support it with falsified tax returns or employment slips, which showed their income to be higher in order to qualify.

    If you believe youve been a victim of mortgage fraud, contact he police immediately and find out what recourse is available to you. Banks and notaries/lawyers have their own ways of checking for real estate fraud (false titles, undisclosed liens on the property, etc), but you can get that extra layer of protection by double-checking any information thats presented to you.

    If youre thinking of a piece of property and youre not sure about title to that property, you may want to consider title insurance. Many Canadian companies offer title insurance protection, one of which is First Canadian Title, possibly the largest in the industry. Title insurance will protect you against a fraudulent transfer of title.

  • Tips to Buy the Best Paris Apartments

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    November 29, 2021 /  Property Directory

    Paris is indeed a dream destination for tourists. Renowned for its romance, beauty, food, wine, art and culture, it is not only a honeymoon hot spot but also a backpackers delight. Paris is a great city to settle down too. If you want to stay in Paris, it is important for you to look at Paris apartments to find the perfect one that you can call home.

    Investing in Paris apartments is an important decision and requires a substantial investment. Plus, it is quite a time consuming task too considering that you need to arrange for loans, do the paperwork and ensure a smooth transaction. However, if you want an easy way out in looking at various Paris Apartments, here are a few tips to follow:

    Understand your requirement: Before you start looking at Paris apartments for sale, know your exact needs from an apartment in Paris. Apartments may have several bedrooms that you may not need. Prepare a checklist of specifications that you would like your apartment to have. This includes the size of the apartment, location, proximity from kids school or your workplace, hospitals etc. Start your search for Paris apartments once you are absolutely sure of what you want. Research thoroughly: If you are looking at Paris apartments for the purpose of buying for the first time, get thoroughly acquainted with the real estate rules and regulations pertaining to sale and purchase of apartments and serviced apartments in the city. Log on to the websites of Paris real estate agents to check out the various apartments they have enlisted. Visit the selected options: After you have narrowed down on a few Paris apartments, visit each to see if they are in top condition and will offer the best value for your money. This will also help you familiarize yourself with the local neighbourhood and the amenities available to you and your family if you start living in that particular area. Ask for recommendations: You may consult real estate agents to recommend the nest Paris apartments to choose from. They have a fair idea about hot properties for sale in the city. With their advice you might find a perfect deal for yourself!

    Heres hoping that these tips will help you locate an apartment of your choice in one of the most beautiful cities in the world! For ore information and details on Paris apartments, please visit www.alacarte-paris-apartments.com

  • La Finca Golf Apartments

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    November 28, 2021 /  Property Directory

    The famous golf course in Spain is the La Finca golf course which is a long and well maintained golf course opened throughout the year to play the championships. La Finca golf apartments are grand and spacious apartments, well-equipped with modern gadgets and furniture.

    Sited in a beautiful locale with mountain views near the inland village of Algrofa, La Finca golf apartments is less than 40 minutes drive from the airports of Alicante and Murcia both of which are supplied by most of the low-cost airlines. La Finca golf apartments which is a high quality, two bed roomed ground floor holiday apartment is furnished to a very high standard. It is furnished with sophisticated gadgets like AC, TV, DVD player, hi-fi stereo system and many more.There are 2 bathrooms, one fitted to the bedroom which has a shower house and the other with shower and bath. These apartments are circled by a big swimming pool and an adjacent lawn where one can sit and relax and enjoy the splendor of nature. Moreover, it has a well-fitted kitchen inclusive of a washing machine, fridge-freezer, microwave, electric oven and gas and electric cooker top. La Finca golf apartments are surrounded by a private garden with cosy sitting arrangements where one can sit and chat. The apartment is only a short drive from the club house. The local area is a ‘golfers’ delight with numerous courses within 30 minutes drive including, El Plantio, Las Ramblas, Villamartin, Bonalba, Real Campoamor and of course La Finca, and is only about an hour from the world famous La Manga Golf Resort at the southern end of the Costa Blanca. The booking terms of La Finca golf apartments are 100 nonrefundable deposit plus 100 returnable security deposit with all bookings. The balance is to be paid 6 weeks prior to arrival date.

    Thus there is no better place to sit and relax and have an exclusive holiday than to spend a couple of days at La Finca golf apartments and enjoy the splendor of nature.

  • Feng Shui And Numbers

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    November 28, 2021 /  Property Directory

    Chinese who believe in Feng Shui are extremely superstitious about the figures they choose as their telephone number, house number, car number and the like. The categorization of some numbers as lucky and some as unlucky depends on the way they sound when spoken. For instance, in western numbers -eleven’ sounds like -heaven’ or number -eight’ sounds like -weight’ or number -one’ sounds like -son’.

    Numbers considered unlucky by the Chinese: Number 4 (pronounced as Sei) is known to be a bad number because in Cantonese it sounds like the word -death’. Number 13 is unlucky because it adds up to 4. Apart from this, number 24 and 104 are also unlucky for the same reason.

    Numbers considered lucky Numbers such as 108, 168, 99, 88, 84, 80, 68, 54, 48, 38, 28, 18, 8, are all good numbers. The main reason why 8 is lucky because if you pronounce the word (patt) it sounds like “faat” which denotes “prosperity and abundance”

    Consequences of some lucky numbers and combinations:
    289: Long-term prosperity
    5: myself, me
    518: I will flourish
    5189: I will flourish for a very long time
    516289: I will tread a long, smooth wealthy road
    5918: I will prosper soon
    6: smooth and easy
    7: together
    8: prosperity or sudden fortune

    The cure If you have a house or businesses with 4 or 13, then just draw a circle around that number. The circle is tremendously powerful and captures the ill-fated effects of the negative number. There are two ways of doing it, one way is to go to the local hardware store and find a ceramic door number that can be customized with a circle. However, if you cannot afford to shelve out too much money then a simpler method is to simply go out and make a circle around the number. Also note, if you live or work at a place that has an unlucky number but is outside of China, consider how that number sounds in the native language of that particular country. How seriously should one take numbers? If you’re still looking for a house, office or car number then make sure you comply with the norms set by fengshui. However, if you already have bought one with number 4 or 13, don’t worry too much, just use the cure provided above or consider changing the number to a name like “rose cottage” -your company name- etc.

    Numbers in Feng shui plays an important role, believers of fengshui always follow the number guide provided Chinese astrology . For more information on Fenghui and related topics please visit www.vaastshaastra.com

  • World Architecture Festival 2013 – a report

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    November 28, 2021 /  Property Directory

    By Team IAnD Photography: Courtesy WAF’13

    October 2 -4 2013 saw three busy days of ideation, discussion and critiques on global architecture and design at the World Architecture Festival held at Moshe Safdie designed Marina Bay Sands, Singapore – a venue as awe inspiring as the projects that unfolded within its festive panorama-

    The World Architecture Festival opened to enormous numbers (reportedly the biggest yet) with the theme of 2013 bring -Value and values’, -to examine the relationship between perceptions of financial value and the values that architects typically hold about their work.-

    Director of WAF’13, Paul Finch commenting on the sheer quality and diversity of the projects entered into the festival, and shortlisted for the final round of awards, said that the array of projects demonstrated the increasingly global nature of the event.

    Among various stalwarts from various quarters of the world, Mumbai’s Ar. Sanjay Puri’s corporate project in Jaipur -72 Screens’, was also shortlisted for the awards.

    A vibrant, thought-provoking three-day session of presentations of various projects by the architects, seminars and talks on diverse issues that touch and plague the building industry were discussed and debated. Noted international speakers, project critiques and appreciations apart, everyone waited with baited breath as the ultimate honour – the winner of the World Building of the Year 2013 award was announced and granted to the Aukland Art Gallery Toi o Tamaki in New Zealand by Frances-Jones Morehen Thorp and Archimedia.

    The four main award winners including World Building of the Year Award were Botanical Garden Australia designed by landscape studio Taylor Cullity Lethlean and plant expert Paul Thompson for Landscape of the Year; National Maritime Museum of China designed by Cox Rayner Architects for Future Project of the Year; and Barcelona Apartment by David Kohn Architects for World Interior of the Year.

    As part of INSIDE: World Festival of Interiors, an event held in conjunction with the WAF’13 with a concentration on interior projects, shortlisted 59 outstanding interior projects across the 12 award categories, Bars and Restaurants, Creative Re-use, Culture, Display, Education, Health, Hotels, Offices, Residential, Shopping Centres, Shops, and Transport. For the complete list of awardees, do check out:

    to view images click on globalhop.indiaartndesign.com

  • Doheny Estate

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    November 27, 2021 /  Property Directory

    The Doheny Estates neighborhood is located just to the north of Sunset Boulevard. As a neighbor of Beverly Hills, Doheny Estates is a popular destination for members of the show business community and its tributaries. The climate of southern California is a large draw for many relocating from cooler climates, though residents of the region have their own preferences in terms of moving up. Doheny Estates is in the upper ranks of Hollywood neighborhoods in terms of prestige, property value and accessibility to recreation and entertainment. Properties in Doheny Estates are priced to reflect the financial demographic of its residents, but turn over with regularity as residents relocate due to business or family needs.

    Sunset Boulevard and its surrounding neighborhoods are widely considered home to some of the finest nightlife in southern California. There is an abundance of dining, night clubs and retail spaces for residents of this exclusive enclave. Aside from the trendy spots so commonly frequented by visitors and Hollywood’s elite, Doheny Estates offers easy access to art galleries, cultural venues, theaters and outdoor spaces. The schools in and around Beverly Hills are strong draws to commuters from Los Angeles looking for residence in Doheny Estates for their families. Doheny Estates is a much more secluded, secure environment than the bustling city and subdivisions in the immediate vicinity of the show business district and Hollywood.

    Architecture in Doheny Estates ranges from classic, gated estates to modern examples of southern California design. Many of the streets winding through Doheny Estates have houses away from the gates sitting on well-manicured lawns. The lush, green spaces of the elite neighborhoods surrounding Beverly Hills and Hollywood are well-maintained and provide a nice contrast from the cityscapes prevalent throughout Los Angeles. Doheny Estates prides itself on green spaces and landscape architecture as foundations to display its magnificent homes. Some of southern California’s most noteworthy retail spaces are within a short distance of Doheny Estates, providing opportunities for shopping and personal services without the inconvenience of a long drive through Los Angeles traffic.

    There are several real estate agents and agencies specializing in the properties of Doheny Estates and Beverly Hills. Due to the exclusivity of the neighborhood, many listings for Doheny Estates are not noted in common real estate publications. The best practice, when attempting to land a property in Doheny Estates, is to hire a real estate agent or agency specializing in the area for easy access to the properties. Doheny Estates is generally considered premium real estate, even among the elite neighborhoods of Beverly Hills and Hollywood.

  • The Housing Market Recovery with Gary Allen

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    November 24, 2021 /  Property Directory

    Back in 2008, the financial situation in the US and around the world almost collapsed. Thanks to controversial but fast action by the financial industry and the government, a total collapse was avoided. One of the major factors involved in the financial troubles was the housing market. It took a drastic drop during the crisis. Thousands of people were forced out of their homes due to foreclosures and other problems. Gary Allen remembers that time well.

    The crisis was a huge problem, and the housing market was sinking very far down. Luckily, in the years since the financial troubles of 2008 and 2009, the housing markets have made somewhat of a recovery. Gary Allen Developer has worked in real estate for over forty years, so he is very supportive of anything that helps to improve the housing market and any other market related to real estate.

    Some of the current news about the housing market isn’t extremely encouraging. There are signs of improvement though. It is predicted that there will be about five million homes sold in 2013. Added to that, the median price on housing has a chance to rise by about seven percent this year as well.

    The inventory of listed homes at the end of February came in around 1.5 million. Throughout a majority of cities, the housing inventories have fallen, but that doesn’t mean the housing market is doing fine. There is still disagreement as to whether the housing market is recovering in a healthy manner. The entire system is fairly complicated, and for the general population it is hard to follow what exactly determines whether the market is recovering in a healthy manner or not.

    Today there are institutional investors in the markets, although traditionally the housing market is driven by individuals. Because of all of the changes and problems of the last few years, institutional investors have become more influential in the housing markets and are contributing to the price recovery.

    Fortunately, when looking into the data and information, the recovery in the housing markets appears to be a sign of an improving economy, and it seems that institutional investors are the ones driving home purchases and sales. They are rehabbing and renting the homes. They are causing the upturn in home prices and providing homes for those who can’t qualify for a mortgage. Gary Allen Developer hopes that the housing market continues to improve as it is usually a strong barometer of economic performance for the US.

    Source:

  • Questions To Ask When Renting Commercial Property In The West Midlands

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    November 23, 2021 /  Property Directory

    If you need to rent commercial property in the West Midlands then you’ve got a lot of choice for areas to find property. The area has a rich history of industry and so many types of buildings are available, however, where ever you decide to rent, it is important that you ask your agent the right questions, so you understand everything about your rental agreement.

    Who is responsible for what?Internal and external maintenance: Find out if it is you or the landlord who is responsible for wear and tear on the property, both internally and externally. Also try to find out what is classed as wear and tear.Meeting the standards: Find out if the building meets the standards for health, fire and safety and that it has any certificates you need. Also find out who is responsible for maintaining and checking these standards.Insuring the building: Find out if you’re responsible for the building as well as the contents insurance. It may be included in your rental fee.Getting the correct classification: Find out that the building your intend to rent has the right classification to run the type of business you intend.Disabled access requirements: Find out if it is you or landlord who is responsible for making sure the building meets the required standards.Your rent and what it coversWhen and how it’s paid: Find out when and how the rent should be paid. Also find out what happens if your payment is ever late.Your deposit: Find out how much your deposit is, but also the terms of claiming back your deposit at the end of your tenancy.What’s included: Find out what your rent covers, for example, business rates, site security, share facilities, cleaning services etc.Possible changes: Find out what possible rental reviews there will be in the future.The premises itselfRestrictions on usage: Find out if there are any restrictions on how you can use your building, for example, are you allowed to sublet.Access: Find out what access you have or don’t have, and whether this might restrict the running of your business.Security: Find out what security is available for the site and whether it’s up to standard and how it’s paid for.Ending your lease

    Even though you’re just thinking about starting your lease, you need to think about when it ends too.Break clauses: Find out if you should break your lease early, what penalties are levied.What to do next

    Now you know what questions to ask, it’s time to start contacting some agents to find soem West Midlands commercial property and see what’s available on the market.

  • Fm0-304 Developer Essentials For File Maker 10

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    November 23, 2021 /  Property Directory

    About the FM0-304 Exam:
    The FM0-304 Exam is for those IT professionals who want to explore asset management and database management in the organizations.

    Industry value of FM0-304 Exam:
    After passing this exam certification you not only demonstrate your technical expertise with File Maker
    9 product line, you also earn the only credential sponsored by File Maker Inc. Due to very wide acceptance of this exam certification all over the world industry value of this exam for certified professionals is very high.

    Job benefits of FM0-304 Exam:
    After passing this FM0-304 Exam you will enjoy several job benefits in your professional career, such as:
    Boost your career efficiency and be recognized industry wide as a file maker certified developer
    Evince your technical leadership with skill in the organization.
    Gain the expertise to improve larger and more complex projects.
    Develop credibility of your company with customers.

    FM0-304 Exam course:
    There are some authorized training centers across the world where you can take training courses for FM0-304 Exam. These courses can be led by instructor or self software. These training courses and mock tests really help you to pass successfully in the exam.

    Study tip for the FM0-304 Exam:
    An important study tip is giving more and more mock tests. The more mock tests you give in test-exam sites the more you become eligible to take the real FMO-304 exam easily. Above all, your skill and knowledge will help you grow as certified professionals in high grow. Just keep in mind that you search for the right test and other things before you appear for the exam. One best option is to look over online, for the right details of the course that you are planning to do.

    Recommendations for the FM0-304 Exam:
    In order to do best in this exam it is highly recommended that you should be surfing all study materials in the net for better knowledge about what type of questions can come and what will be the answers. It is because all supporting test takers usually give guarantee of 100% success rate.